Private Client Insurance Services

Wealth Protection

 

Risk of Being Underinsured

In a recent study performed by Chubb, nearly 70% of high net worth individuals reported one of their top concerns with insurance is being underinsured. They realize that many insurance companies and policies have limits that fall short of protecting the full value of their assets.

Wealth Preservation and Insurance

High net worth is accompanied by risk and people with high valued assets can be left underinsured. Effective wealth preservation strategies always include insurance protection of catastrophic loss from damage or lawsuits from an experienced agent. Montgomery & Associates Insurance have experts on hand to protect treasured assets such as homes valued at $1,000,000 or more, collectible cars, second homes. When the average program is no longer sufficient, Montgomery and Associates is dedicated to helping clients navigate the complexities of risk management and protecting what matters most. That is the essence of how our Private Client Team specializes programs for each client.   

 

Best Insurance Companies for Wealth Protection

Our Private Client Team represents the best of the best in wealth protection insurance companies, so that we can offer the protection you need within the competitive market. 

 

Protecting Your Highest Valued Assets

Montgomery & Associates Insurance understands the importance of strategic asset protection. In today’s world of constant connectivity the risks that our customers experience are not always clear cut and visible. Affluent individuals and families have unique and complex insurance needs that require professional consultation and customized solutions.

 

If an unfortunate tragedy occurs, you want to rest assured that your lifestyle and assets are properly protected and restored to maintain your accustomed way of life.

As your Private Client Specialist, we design and implement solutions that will protect your complex and unique lifestyle. Our customers have peace of mind knowing that what matters most to them is protected by us.

Montgomery and Associates provides risk management specialization that affluent individuals demand, including:

·         High Value Homeowner Insurance
– Coverage for customized homes, secondary homes, investment properties and coastal properties.
– We insure houses, condominiums, duplexes, and multi-family homes  in all 50 states including International Coverage in our Private Client Division, insuring primary and 2^nd homes, investment properties, vacation homes, jewelry, artwork, and other high value assets.

·         Personal Excess Liability/Umbrella
– Net worth protection against claims for bodily injury, personal injury or property damage.

·         Valuable Article Insurance
– Worldwide coverage that takes into account market appreciation

·         Domestic Staffing Insurance
– As an employer there are additional risks and risks assessments related to employment practices and workers’ compensation

·         Exotic Automobile Insurance
– Specialized solutions for automobiles including exotic, antique collections and recreational vehicles, as well as motorcycles and motor homes

·         Watercraft Insurance
–Total coverage for every type and size of watercraft, including mega-yachts, high-performance rum-runner boats and wooden hulls

·         Luxury Recreational Vehicles
                –RVs are becoming more and more desirable with clients working remotely. Luxury RVs can cost $100,000 or more.

 

Customized Policies

Montgomery and Associates is committed to providing personal service and educating clients on the many facets of their personal risk and coverage.  Clients can also enjoy the convenience of having all of the insurance needs met in Montgomery and Associates with our partner carriers.

To learn more connect with a Montgomery and Associate Private Client Specialist today.