Auto Insurance

Montgomery & Associates Insurance

Auto insurance in Tennessee isn’t a choice — it’s something you are required to have to drive in the state of Tennessee. But the insurance carrier and the insurance plan are choices you can make for yourself. Unfortunately, these choices can be difficult and confusing. But working with Montgomery & Associates can simplify the process for you.

We are an auto insurance company with trained insurance brokers who can help you weed through the various carrier and plan options to find the right coverage for your situation. To get started, stop by our office or call us at (615) 829-8457. Or simply click the button at the bottom of the page for an instant auto insurance quote!

Finding the Right Insurance Plan

To find the perfect auto insurance coverage for your vehicles, you will need to look at the following factors:

Auto Insurance Carriers: There are many different insurance carriers you can choose from.

State Minimums: For your Tennessee vehicle, you will need a minimum of $25,000 in liability insurance per injury or death and $50,000 for total injuries or deaths, as well as $25,000 in property damage insurance per accident.

Insurance Prices: As long as your insurance meets the state minimums, you can compare plan prices to choose the best one for your budget.

Optional Coverage: Extra insurance makes sense for many people, although it is not required by the state. Nonetheless, sometimes extra insurance is required if you are paying off a car loan or leasing a vehicle. Optional insurance includes higher coverage amounts, collision insurance, uninsured motorists insurance and other choices.

An auto insurance broker at Montgomery & Associates can guide you through the process of picking between carriers, finding the lowest prices and getting the right amount of coverage. We do not represent a single insurance carrier, so we will show you your options, including ones that might not be available to you without an agency.

We will make our best effort to find you the best prices between the different carrier and plan options. We work to get you just the right level of coverage, which means meeting state minimums and choosing optional coverage that works for your situation, without going overboard with insurance you don’t need.

Auto Insurance for a Variety of Vehicles

No matter what kind of vehicle(s) you own, we can find you the right coverage for it. Work with us and our auto insurance agent will get you coverage for your car, boat, motorcycle and ATV. We can also provide specialty insurance for a collector automobile. And we have commercial coverage options for businesses to insure one vehicle up to a whole fleet.

Affordable Car Insurance in Tennessee

The brokers at Montgomery & Associates can find the lowest prices for you because we have access to such a large selection of carriers and plans. In addition, we can help you bundle insurance to save because we offer all types of insurance — not just car insurance. If you bundle your auto insurance with your home insurance, you can save up to 35 percent on your total policy. We can also bundle auto insurance for the different people in your household.

Rely on the Experienced Insurance Professionals at Montgomery & Associates

If you want to make sure you get the right insurance coverage at the lowest prices, work with our experienced staff at Montgomery & Associates. All you have to do is call (615) 829-8457 or stop by our office. For a quick quote, click the red button below.